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Glossary terms starting with the Letter F

Fair Credit Reporting Act</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</
A consumer protection law that regulates the disclosure of consumer credit reports by consumer/credit reporting agencies and establishes procedures for correcting mistakes on one's credit record.

Fair market value</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><d
The amount of money that a piece of property would bring if placed on the open market for a reasonable period of time that a buyer, willing but not compelled to buy, would pay, and the lowest a seller, willing but not compelled to sell, would accept.

Fee </title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class=adv5
An estate of inheritance; title to real property that can be willed or descend to heirs

Fannie Mae (FNMA)</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><d
The Federal National Mortgage Association, which is a congressionally chartered, shareholder-owned company that is the nation's largest supplier of home mortgage funds.

Federal Housing Administration (FHA)</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto
An agency of the U.S. Department of Housing and Urban Development (HUD). Its main activity is the insuring of residential mortgage loans made by private lenders. The FHA sets standards for construction and underwriting but does not lend money or plan or construct housing

Fee simple absolute</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style>
An unconditional, unlimited estate of inheritance that represents the greatest estate and most extensive interest in land that can be enjoyed. It is of perpetual duration.

FHA mortgage</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div cl
A mortgage that is insured by the Federal Housing Administration (FHA). Along with VA loans, an FHA loan will often be referred to as a government loan.

Firm commitment</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div
A lender's agreement to make a loan to a specific borrower on a specific property.

First mortgage</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div
The mortgage or deed of trust that is in first place among any loans recorded against a property. Usually refers to the date in which loans are recorded, but there are exceptions Also called First Lien Position

Fixed-rate mortgage</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style>
A mortgage in which the interest rate does not change during the entire term of the loan.

Fixture</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class=a
Personal property that becomes real property when attached in a permanent manner to real estate.

Flood insurance</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div
Insurance that compensates for physical property damage resulting from flooding. It is required for properties located in federally designated flood areas.

Foreclosure</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div cla
The legal process by which a borrower in default under a mortgage is deprived of his or her interest in the mortgaged property. This usually involves a forced sale of the property at public auction with the proceeds of the sale being applied to the mortgage debt.

Fabricator</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div clas
The company that prepares structural steel members for erection.

Facade</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class=ad
An exterior face of a building.

Face brick</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div clas
A brick selected on the basis of appearance and durability for use in the exposed surface of a wall.

Face nail</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class
A nail driven through the side of one wood member into the side of another.

Face shell</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div clas
The portion of a hollow concrete masonry unit that forms the face of the wall.

Fahrenheit</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div clas
A temperature scale on which the boiling point of water is fixed at 212 degrees and the freezing point at 32.

Fanlight</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class=
A semicircular of semielliptical window above an entrance door, often with radiating muntins that resemble a fan.

Fascia</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class=ad
The exposed vertical face of an eave.

Felt</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class=adv5
A thin, flexible sheet material made of soft fibers pressed and bonded together. In building practice, a thick paper, or a sheet of glass or plastic fibers.

Fibrous admxiture</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><d
Short fibers of glass, steel, or polypropylene mixed into concrete to act as reinforcement against plastic shrinkage cracking.

Fieldstone</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div clas
Rough building stone gathered from river beds and fields.

Figure</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class=ad
The surface pattern of the grain of a piece of smoothly finished wood or stone.

Fillet</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class=ad
A rounded inside intersection between two surfaces that meet at an angle.

Fillet weld</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div cla
A weld at the inside intersection of two metal surfaces that meet at right angles.

Finger joint</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div cl
A glued connection between two pieces of wood, using an interlocking pattern of deeply cut "fingers." A finger joint creates a large surface for the glue bond, to allow it to develop the full tensile strength of the wood it connects.

Finial</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class=ad
A slender ornament at the top of a roof or spire.

Finish</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class=ad
Exposed to view; material that is exposed to view.

Finish carpenter</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><di
One who does finish carpentry.

Finish carpentry</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><di
The wood components exposed to view on the interior of a building, such as window and door casings, baseboards, bookshelves, and the like.

Finish coat</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div cla
The final coat of plaster.

Finish floor</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div cl
The floor material exposed to view, as differentiated from the subfloor, which is the loadbearing floor surace beneath.

Finish lime</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div cla
A hydrated lime used in finish coats of plaster and in ornamental plaster work.

Firebrick</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class
A brick made from special clays to withstand very high temperatures, as in a fireplace, furnace, or industrial chimney.

Firecut</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class=a
A sloping end cut on a wood beam or joist where it enters a masonry wall. The purpose of the firecut is to allow the wood member to rotate out of the wall without prying the wall apart, if the floor or roof structure should burn through in a fire.

Fireproofing</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div cl
Material used around a steel structural element to insulate it against excessive temperatures in case of fire.

Fire resistance rating</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</sty
The time, in hours or fractions of an hour, that a material or assembly will resist fire exposure as determined by ASTM E119.

Fire resistant</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div
Noncombustible, slow to be damaged by fire; forming a barrier to the passage of fire.

Fire separation wall</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style
A wall required under a building code to divide two parts of a building as a deterrent to the spread of fire.

Firestop</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class=
A wood or masonry baffle used to close an opening between studs or joists in a balloon or platform frame in order to retard the spread of fire through the opening.

Fire wall</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class
A wall extending from foundation to roof, required under a building code to fivide two parts of a building as a deterrent to the spread of fire.

Fire zone</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class
A legally designated area of a city in which construction must meet established standards of fire resistance and/or combustibility.

Firing</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class=ad
The process of converting dry clay into a ceramic material through the application of intense heat.

First cost</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div clas
The cost of construction.

Fixed window</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div cl
Glass that is immovably mounted in a wall.

Flagstone</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class
Flat stones used for paving or flooring.

Flame spread rating</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style>
A measure of the rapidity with which fire will spread across the surface of a material as determined by ASTM E84.

Flange</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class=ad
A projecting crosspiece of a wide-flange or channel profile; a projecting fin.

Flash-cove</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div clas
A detail in which a sheet of resilient flooring is turned up at the edge and finished against the wall to create an integral baseboard.

Flashing</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class=
A thin, continuous sheet of metal, plastic, rubber, or waterproof paper used to prevent the passage of water through a joint in a wall, roof, or chimney.

Flat seam</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class
A sheet metal roofing seam that is formed flat against the surface of the roof.

Flemish bond</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div cl
Brickwork laid with each course consisting of alternating headers and stretchers.

Flitch-sliced veneer</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style
A thin sheet of wood cut by passing a block of wood vertically against a long, sharp knife.

Float</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class=adv
A small platform suspended on ropes from a steel building frame to permit ironworkers to work on a connection; a trowel with a slightly rough surface used in an intermediate stage of finishing a concrete slab; as a verb, to use a float for finishing concrete.

Float glass</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div cla
Glass sheet manufactured by cooling a layer of liquid glass on a bath of molten tin.

Flocculated</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div cla
A "fluffy" microstructure of clay particles in which the platelets are randomly oriented.

Flue</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class=adv5
A passage for smoke and combustion products from a furnace, stove, water heater, or fireplace.

Fluid-applied roof membrane</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}
A roof membrane applied in one or more coats of a liquid that cure to form an impervious sheet.

Fluoropolymer</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div c
A highly stable organic compound used as a finish coating for building cladding.

Flush</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class=adv
Smooth, lying in a single plane.

Flush door</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div clas
A door with smooth, planar faces.

Flush glazing</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div c
See structural silicone flush glazing.

Flux</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class=adv5
A material added to react chemically with impurities and remove them from molten metal. Fluxes are used both in steel making and in welding. Welding flexes serve the additional purpose of shielding the molten weld metal from the air to reduce oxidation and other undersirable effects.

Fly ash</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class=a
A waste product of coalfired power plants, used as concrete admixture.

Flying formwork</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div
Large sections of slab formwork that are moved by crane.

Fly rafter</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div clas
A rafter in a rake overhang.

Foil-backed gypsum board</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</s
Gypsum board with aluminum foil laminated to its back surface as a vapor retarder and thermal insulator.

Folded plate</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div cl
A roof structure whose strength and stiffness derive from a pleated or folded geometry.

Footing</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class=a
The widened part of a foundation that spreads a load from the building across a broader area of soil.

Form deck</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class
Thin, corrugated steel decking that serves as permanent formwork for a reinforced concrete deck.

Form release compound</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</styl
A substance applied to concrete formwork to prevent concrete from adhering.

Form tie</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class=
A steel or plastic rod with fasteners on each end, used to hold ogether the formwork for a concrete wall.

Formwork</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class=
Temporary structures of wood, steel, or plastic that serve to give shape to poured concrete, and to support it and keep it moist as it cures.

Foundtion</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class
Te portion of a building that has the sole purpose of transmitting structural loads from the building into the earth.

Framed connection</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><d
A shear connection between steel members made by means of steel angles or plates connecting to the web of the beam or girder.

Framing plan</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div cl
A diagram showing the arrangement and sizes of the structural members in a floor or roof.

Freestone</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class
Fine-grained sedimentary rock that has no planes of cleavage or sedimentation along which it is likely to split.

French door</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div cla
A symmetrical pair of glazed doors hinged to the jambs of a single frame and meeting at the center of the opening.

Frictional soil</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div
A soil such as sand that has little or no attraction between its particles, and derives its strength from geometric interlocking of the particles; a noncohesive soil.

Frictional connection</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</styl
Two or more structural steel members clamped together by high-strength bolts with sufficient force that the loads on the members are transmitted between them by friction along their mating surfaces.

Frit</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class=adv5
Ground-up colored glass that is heat-fused to lights of glass to form functional or decorative patterns.

Frost line</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div clas
The depth in the earth to which the soil can be expected to freeze during a severe winter.

Fuel contributed rating</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</st
A measure of the extent to which a building material will provide additional energy to a fire.

Furring channel</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div
A formed sheet metal furring strip.

Furring strip</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div c
A length of wood or metal attached to a masonry or concrete wall to permit the attachment of finish materials to the wall using screws or nails.

land development glossary