Land site

Glossary

A| B| C| D| E| F| G| H| I| J| K| L| M| N| O| P| Q| R| S| T| U| V| W| X| Y| Z

Word Search

Glossary terms starting with the Letter H

TermDefinition
Hazard insurance</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><di
Insurance coverage that in the event of physical damage to a property from fire, wind, vandalism, or other hazards.

Home Equity Conversion Mortgage (HECM</title><style>.adv5{position:absolute;clip:rect(397px,auto,aut
Usually referred to as a reverse annuity mortgage, what makes this type of mortgage unique is that instead of making payments to a lender, the lender makes payments to you. It enables older home owners to convert the equity they have in their homes into cash, usually in the form of monthly payments. Unlike traditional home equity loans, a borrower does not qualify on the basis of income but on the value of his or her home. In addition, the loan does not have to be repaid until the borrower no longer occupies the property.

Home equity line of credit</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}<
A mortgage loan, usually in second position, that allows the borrower to obtain cash drawn against the equity of his home, up to a predetermined amount.

Home inspection</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div
A thorough inspection by a professional that evaluates the structural and mechanical condition of a property. A satisfactory home inspection is often included as a contingency by the purchaser.

Homeowners' association</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</st
A nonprofit association made up of homeowners in a subdivision responsible for enforcing the subdivision’s CC&Rs and manages the common areas of a planned unit development (PUD) or condominium project. In a condominium project, it has no ownership interest in the common elements. In a PUD project, it holds title to the common elements.

Homeowner's insurance</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</styl
An insurance policy that combines personal liability insurance and hazard insurance coverage for a dwelling and its contents.

Homeowner's warranty</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style
A type of insurance often purchased by homebuyers that will cover repairs to certain items, such as heating or air conditioning, should they break down within the coverage period. The buyer often requests the seller to pay for this coverage as a condition of the sale, but either party can pay.

HUD </title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class=adv5
The Department of Housing and Urban Development

HUD median income</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><d
Median family income for a particular county or metropolitan statistical area (MSA), as estimated by the Department of Housing and Urban Development (HUD).

HUD-1 settlement statement</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}<
A document that provides an itemized listing of the funds that were paid at closing. Items that appear on the statement include real estate commissions, loan fees, points, and initial escrow (impound) amounts. Each type of expense goes on a specific numbered line on the sheet. The totals at the bottom of the HUD-1 statement define the seller's net proceeds and the buyer's net payment at closing. It is called a HUD1 because the form is printed by the Department of Housing and Urban Development (HUD). The HUD1 statement is also known as the "closing statement" or "settlement sheet."

Hammerhead boom crane</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</styl
A heavy-duty lifting device that uses a tower-mounted horizontal boom that may rotate only in a horizontal plane.

Hardboard</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class
A very dense panel product, usually with at least one smooth face, made of highly compressed wood fibers.

Hard-coat low-e coating</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</st
A low-emissivity coating that is applied to glass during manufacture, before the glass has hardened.

Hawk</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class=adv5
A metal square with a handle below, used by a plasterer to hold a small quantity of wet plaster and transfer it to a trowel for application to a wall or ceiling.

Header</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class=ad
Lintel; band joist; a joist that supports other joists; in steel construction, a beam that spans between girders; a brick or other masonry unit that is laid across two wythes with its end exposed in the face of the wall.

Head joint</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div clas
The vertical layer of mortar between ends of masonry units.

Hearth</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class=ad
The noncombustible floor area outside a fireplace opening.

Heartwood</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class
The dead wood cells nearer the center of a tree trunk.

Heat-fuse</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class
To join by softening or melting the edges with heat and pressing them together.

Heat of hydration</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><d
The thermal energy given off by concrete or gypsum as it cures.

Heat-strengthened glass</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</st
Glass that has been strengthened by heat treatment, though not to as great an extent as tempered glass.

Heaving</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class=a
The forcing upward of ground or buildings by the action of frost or pile driving.

Heavy timber construction</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</
See mill construction.

High-lift grouting</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><
A method of constructing a reinforced masonry wall in which the reinforcing bars are grouted into the wall in storyhigh increments.

High-range sealant</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><
A sealant that is capable of a high degree of elongation without rupture.

High-strength bolt</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><
A bolt designed to connect steel members by clamping them together with sufficient force that the load is transferred between them by friction.

Hip</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class=adv5>
The diagonal intersection of planes in a hip roof.

Hip roof</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class=
A roof consisting of four sloping planes that intersect to form a pyramidal or elongated pyramid shape.

Hollow concrete masonry</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</st
Concrete masonry units that are manufacured with open cores, such as ordinary concrete blocks.

Hollow-core door</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><di
A door consisting of two face veneers separated by an airspace, with solid wood spacers around the four edges. The face veneers are connected by a grid of thin spacers running through the airspace.

Hollow-core slab</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><di
A precast concrete slab element that has internal longitudinal cavities to reduce its self-weight.

Hook</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class=adv5
A semicircular bend in the end of a reinforcing bar, made for the purpose of anchoring the end of the bar securely into the surrounding concrete.

Hopper window</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div c
A window whose sash pivots on an axis along or near the sill, and that opens by tilting toward the interior of the building.

Horizontal force</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><di
A force whose direction of action is horizontal or nearly horizontal; see also lateral force.

Hose test</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class
A standard laboratory test to determine the relative ability of an interior building assembly to stand up to water from a fire hose during a fire.

Hot-rolled steel</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><di
Steel formed into its final shape by passing it between rollers while it is very hot.

Hydrated lime</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div c
Calcium hydroxide produced by burning calcium carbonate to form calcium oxide (quicklime), then allowing the calcium oxide to combine chemically with water.

Hydration</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div class
A process of combining chemically with water to form molecules or crysals that include hydroxide radicals or water of crystallization.

Hydronic heating system</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</st
A system that circulates warm water through convectors to heat a building.

Hydrostatic pressure</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style
Pressure exerted by standing water.

Hygroscopic</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}</style><div cla
Readily absorbing and retaining moisture.

Hyperbolic paraboloid shell</title><style>.adv5{position:absolute;clip:rect(397px,auto,auto,397px);}
A concrete roof structure with a saddle shape.

land development glossary